If you’re searching for health insurance for diabetics in Florida you can typically get an Affordable Care Act plan (sometimes referred to as Obamacare) during the annual open enrollment period. This runs every year from November until the end of January. One of the great things about a plan from the Affordable Care Act is that it covers all pre-existing conditions, prior to the affordable care act coming into existence if you had a pre-existing condition like diabetes it was extremely difficult if not impossible to get major medical health insurance coverage.
But what happens once the open enrollment period has ended and you still need to get health insurance? Unless you qualify for an SEP (special enrollment period) you will not be able to enroll in an ACA (Affordable Care Act) health insurance plan until the next year’s open enrollment period.
So what does this mean if you’re someone that has a pre-existing condition, like diabetes, and you don’t have health insurance? For the majority of individuals, you will simply be out of luck. With that being said, there are only a handful of plans out there that will accept individuals that do have pre-existing conditions, but the vast majority of those plans do not take individuals that have any form of diabetes, except for a handful of carriers.
If you are a diabetic that lives in Florida, and your diabetes is being controlled by oral medications like Metformin and you do not need to take any type of insulin, I do have good news for you, there is a health insurance plan that does accept non-insulin diabetics and they can provide you with health insurance coverage. If you would like to get some additional information as well as some pricing information on what it would cost to get a health insurance plan, please get in touch with me and I’ll be more than happy to go over your plan options with you.